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Personal Car Leasing & Personal Contract Hire

Personal car leasing is becoming increasingly popular in the UK with more and more people choosing a personal car lease deal over buying a vehicle.

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Personal Car Leasing

As the name suggests Personal Contract Hire (also known as personal car leasing) is simply contract hire but for individuals. Personal Contract Hire (PCH) is based on a fixed term contract where individuals pay an agreed monthly charge for the use of a vehicle for a previously agreed period. A personal car leasing contract usually consists of an initial payment (or initial rental) which is payable at the start of your contract, followed by subsequent monthly payments over the agreed lease period.

Take a look at some of our latest Personal Car Leasing deals below, or contact our leasing specialists on 0161 667 5338

Special Offer

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Fiat 500 Hatchback

1.0 Mild Hybrid Sport [nav] 3dr

Personal

£179.81 per month inc VAT

Initial rental: £1,618.27 inc VAT

Business

£149.84 per month exc VAT

Initial rental: £1,348.56 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

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Mazda Mazda3 Hatchback

2.0 E-skyactiv G Mhev Se-l Lux 5dr

Personal

£198.38 per month inc VAT

Initial rental: £1,785.46 inc VAT

Business

£165.32 per month exc VAT

Initial rental: £1,487.88 exc VAT

48 month term, 5000 miles

Special Offer

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Peugeot 2008 Estate

1.2 PureTech 130 GT 5dr

Personal

£210.82 per month inc VAT

Initial rental: £1,897.34 inc VAT

Business

£175.68 per month exc VAT

Initial rental: £1,581.12 exc VAT

48 month term, 5000 miles

Special Offer

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Cupra Formentor Estate

1.4 Ehybrid 245 Vz1 5dr Dsg

Personal

£325.85 per month inc VAT

Initial rental: £2,932.63 inc VAT

Business

£271.54 per month exc VAT

Initial rental: £2,443.86 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

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Peugeot 3008 Diesel Estate

1.5 BlueHDi Allure 5dr

Personal

£327.55 per month inc VAT

Initial rental: £2,947.97 inc VAT

Business

£272.96 per month exc VAT

Initial rental: £2,456.64 exc VAT

48 month term, 8000 miles

Special Offer

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Audi Q4 E-tron Estate

125kw 35 55.52kwh Sport 5dr Auto

Personal

£442.82 per month inc VAT

Initial rental: £3,985.42 inc VAT

Business

£369.02 per month exc VAT

Initial rental: £3,321.18 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

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Kia Ev6 Electric Estate

166kw 77.4kwh 5dr Auto

Personal

£463.84 per month inc VAT

Initial rental: £4,174.52 inc VAT

Business

£386.53 per month exc VAT

Initial rental: £3,478.77 exc VAT

48 month term, 5000 miles

Special Offer

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BMW I4 Gran Coupe

250kW eDrive40 Sport 83.9kWh 5dr Auto

Personal

£520.07 per month inc VAT

Initial rental: £4,680.61 inc VAT

Business

£433.39 per month exc VAT

Initial rental: £3,900.51 exc VAT

48 month term, 5000 miles

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More Personal Car Leasing Info

See below for more information about personal car leasing (PCH) or contact our leasing experts on 0161 762 5680

Leasing a personal vehicle is really simple and can be broken down into the following steps:

Browse through the deals on our website to find the best car for you
Give us a call on 0161 762 5680 or confirm your quote online
We'll either contact you via phone or send you an email confirming your quote. Once you are happy to proceed, simply complete the finance application
We’ll send you all the necessary paperwork which you will need to sign and send back
Once the documents have been signed off the next thing you need to do is wait and take delivery of your brand new car!

There are many advantages to leasing a personal vehicle over buying

Flexible initial payment
Fixed term contract
Fixed mileage contract
Fixed cost motoring
Flexible profiles to suit you
You only pay for the use of the vehicle
At the end of your contract simply hand the vehicle back
Option of including maintenance with the contract
No depreciation or disposal risk

If you are a limited company, partnership or limited liability partnership you may be eligible for a business lease. Business leases exclude VAT and offer a number of specific tax benefits related to companies.

Personal lease is simply a contract hire agreement but for individuals. Personal leases include VAT.

If you're unsure whether a personal or business lease is best for you, contact our experts on 0161 762 5680.

Yes. Unless otherwise stated, all of our vehicles are brand new and come with a full manufacturer's warranty.

However, for extra peace of mind a maintenance package is available on most of our lease deals for an additional fee. A maintenance package usually covers all servicing, tyres, brakes, battery and labour.

At the end of your personal car leasing agreement the car is returned to the leasing provider.

If you have exceed the agreed mileage allowance within your contract an excess mileage charge will be payable, typically worked out on a 'pence per mile' basis.

When you return your vehicle it will be assessed in accordance to the BVRLA Fair Wear and Tear guidelines. If there is any damage which falls outside of these guidelines then an end-of-lease penalty charge may apply.

Leasing Blogs

See below for some useful blogs about vehicle leasing.

Finding the ideal vehicle for you is exciting to say the least. However, it is also a big decision which you should take your time to make. Often a vehicle is one of the most valuable possessions you own so here are some of the main factors to consider when choosing a new vehicle.

Seven-seater cars offer large families practicality when traveling. With room for all the family in one car, the demand for large SUVs has rapidly increased over recent years. Here we have picked a selection of our favourite seven-seaters to lease.

First launched in 2019, the Skoda Kamiq is now one of the greatest small SUVs on sale. Sized under the mid-sized Skoda Karoq, the Kamiq is Skoda’s smallest SUV model. Although, as more small SUVs get added to the market, the Skoda Kamiq has a number of tough rivals, So, what makes this stand out from other rivals in the leasing market? Read our Skoda Kamiq review to find out.

Currently, a global lack of microchips has meant delays and shortages in the supply of new cars. This is a challenging time for the auto industry and stock has become very limited. Meanwhile, the surge in demand for stock cars has resulted in inflated used car prices. Usually, in September used car values dip as demand is lower because more people choose the new car, new reg plate option instead. However, that hasn’t been the case this year as stock cars are in huge demand.

What does this mean for customers? Well, click here to read our blog and find out.

Personal Car Leasing & Personal Contract Hire

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