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Personal Car Leasing & Personal Contract Hire

Personal car leasing is becoming increasingly popular in the UK with more and more people choosing a personal car lease deal over buying a vehicle.

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Personal Car Leasing

As the name suggests Personal Contract Hire (also known as personal car leasing) is simply contract hire but for individuals. Personal Contract Hire (PCH) is based on a fixed term contract where individuals pay an agreed monthly charge for the use of a vehicle for a previously agreed period. A personal car leasing contract usually consists of an initial payment (or initial rental) which is payable at the start of your contract, followed by subsequent monthly payments over the agreed lease period.

Take a look at some of our latest Personal Car Leasing deals below, or contact our leasing specialists on 0161 667 5338

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In Stock

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Suzuki Swift Hatchback

1.2 Dualjet 83 12v Hybrid Sz-l 5dr

Personal

£128.26 per month inc VAT

Initial rental: £1,154.30 inc VAT

Business

£106.88 per month exc VAT

Initial rental: £961.92 exc VAT

48 month term, 5000 miles

Special Offer

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Skoda Kodiaq Estate

1.5 Tsi Se 5dr

Personal

£235.44 per month inc VAT

Initial rental: £2,118.96 inc VAT

Business

£196.20 per month exc VAT

Initial rental: £1,765.80 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

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Honda Civic Hatchback

1.5 Vtec Turbo Sport 5dr

Personal

£227.60 per month inc VAT

Initial rental: £2,048.44 inc VAT

Business

£189.67 per month exc VAT

Initial rental: £1,707.03 exc VAT

48 month term, 5000 miles

Special Offer

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Hyundai Tucson Estate

1.6 Tgdi Se Connect 5dr 2wd

Personal

£240.25 per month inc VAT

Initial rental: £2,162.27 inc VAT

Business

£200.21 per month exc VAT

Initial rental: £1,801.89 exc VAT

48 month term, 5000 miles

Special Offer

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BMW 2 Series Gran Coupe

M235i Xdrive 4dr Step Auto

Personal

£332.65 per month inc VAT

Initial rental: £2,993.87 inc VAT

Business

£277.21 per month exc VAT

Initial rental: £2,494.89 exc VAT

48 month term, 5000 miles

Special Offer

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Audi Q3 Sportback

35 Tfsi Black Edition 5dr S Tronic [c+s Pack]

Personal

£343.18 per month inc VAT

Initial rental: £3,088.58 inc VAT

Business

£285.98 per month exc VAT

Initial rental: £2,573.82 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

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Mercedes-Benz Glb Estate

Glb 200 Amg Line 5dr 7g-tronic

Personal

£366.89 per month inc VAT

Initial rental: £3,301.99 inc VAT

Business

£305.74 per month exc VAT

Initial rental: £2,751.66 exc VAT

48 month term, 5000 miles

Special Offer

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Audi Q4 E-tron Estate

125kw 35 55.52kwh Sport 5dr Auto

Personal

£414.00 per month inc VAT

Initial rental: £3,726.00 inc VAT

Business

£345.00 per month exc VAT

Initial rental: £3,105.00 exc VAT

48 month term, 5000 miles

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More Personal Car Leasing Info

See below for more information about personal car leasing (PCH) or contact our leasing experts on 0161 762 5680

Leasing a personal vehicle is really simple and can be broken down into the following steps:

Browse through the deals on our website to find the best car for you
Give us a call on 0161 762 5680 or confirm your quote online
We'll either contact you via phone or send you an email confirming your quote. Once you are happy to proceed, simply complete the finance application
We’ll send you all the necessary paperwork which you will need to sign and send back
Once the documents have been signed off the next thing you need to do is wait and take delivery of your brand new car!

There are many advantages to leasing a personal vehicle over buying

Flexible initial payment
Fixed term contract
Fixed mileage contract
Fixed cost motoring
Flexible profiles to suit you
You only pay for the use of the vehicle
At the end of your contract simply hand the vehicle back
Option of including maintenance with the contract
No depreciation or disposal risk

If you are a limited company, partnership or limited liability partnership you may be eligible for a business lease. Business leases exclude VAT and offer a number of specific tax benefits related to companies.

Personal lease is simply a contract hire agreement but for individuals. Personal leases include VAT.

If you're unsure whether a personal or business lease is best for you, contact our experts on 0161 762 5680.

Yes. Unless otherwise stated, all of our vehicles are brand new and come with a full manufacturer's warranty.

However, for extra peace of mind a maintenance package is available on most of our lease deals for an additional fee. A maintenance package usually covers all servicing, tyres, brakes, battery and labour.

At the end of your personal car leasing agreement the car is returned to the leasing provider.

If you have exceed the agreed mileage allowance within your contract an excess mileage charge will be payable, typically worked out on a 'pence per mile' basis.

When you return your vehicle it will be assessed in accordance to the BVRLA Fair Wear and Tear guidelines. If there is any damage which falls outside of these guidelines then an end-of-lease penalty charge may apply.

Leasing Blogs

See below for some useful blogs about vehicle leasing.

Finding the ideal vehicle for you is exciting to say the least. However, it is also a big decision which you should take your time to make. Often a vehicle is one of the most valuable possessions you own so here are some of the main factors to consider when choosing a new vehicle.

Seven-seater cars offer large families practicality when traveling. With room for all the family in one car, the demand for large SUVs has rapidly increased over recent years. Here we have picked a selection of our favourite seven-seaters to lease.

Even with the surge in demand for SUVs, there will always be a market for saloon cars. In particular, the premium saloon market remains strong with a wide range of saloon cars to choose from. That said, here are three of the best saloon cars to choose from. But which one comes out on top?

The best city cars are small, affordable and offer low running costs. If you’re looking for a small car for nipping around town and driving in tighter spaces, then a city car lease might be ideal for you. Also, city cars often appeal to new drivers who simply want an affordable car which is cheaper to run and insure than larger cars. If this sounds like you then click here for our selection of the best city cars to lease.

Personal Car Leasing & Personal Contract Hire

Search Our Latest Personal Lease Deals

Personal Car Leasing

Suzuki Swift Hatchback

1.2 Dualjet 83 12v Hybrid Sz-l 5dr

Skoda Kodiaq Estate

1.5 Tsi Se 5dr

Honda Civic Hatchback

1.5 Vtec Turbo Sport 5dr

Hyundai Tucson Estate

1.6 Tgdi Se Connect 5dr 2wd

BMW 2 Series Gran Coupe

M235i Xdrive 4dr Step Auto

Audi Q3 Sportback

35 Tfsi Black Edition 5dr S Tronic [c+s Pack]

Mercedes-Benz Glb Estate

Glb 200 Amg Line 5dr 7g-tronic

Audi Q4 E-tron Estate

125kw 35 55.52kwh Sport 5dr Auto

More Personal Car Leasing Info

How Does Personal Car Leasing Work?

Advantages Of Personal Car Leasing

What It The Difference Between Business And Personal Leasing?

Do All Personal Lease Vehicles Come With A Manufacturer's Warranty?

What Happens At The End Of The Contract

Leasing Blogs

Factors To Consider When Choosing Your Vehicle

Best seven-seater cars to lease 2021

Saloon Cars: Audi A4 vs BMW 3 Series vs Jaguar XE

Best City Cars to Lease 2021

Search Our Latest Deals

Personal Car Leasing & Personal Contract Hire

Search Our Latest Personal Lease Deals

Personal Car Leasing

Suzuki Swift Hatchback

1.2 Dualjet 83 12v Hybrid Sz-l 5dr

Skoda Kodiaq Estate

1.5 Tsi Se 5dr

Honda Civic Hatchback

1.5 Vtec Turbo Sport 5dr

Hyundai Tucson Estate

1.6 Tgdi Se Connect 5dr 2wd

BMW 2 Series Gran Coupe

M235i Xdrive 4dr Step Auto

Audi Q3 Sportback

35 Tfsi Black Edition 5dr S Tronic [c+s Pack]

Mercedes-Benz Glb Estate

Glb 200 Amg Line 5dr 7g-tronic

Audi Q4 E-tron Estate

125kw 35 55.52kwh Sport 5dr Auto

More Personal Car Leasing Info

How Does Personal Car Leasing Work?

Advantages Of Personal Car Leasing

What It The Difference Between Business And Personal Leasing?

Do All Personal Lease Vehicles Come With A Manufacturer's Warranty?

What Happens At The End Of The Contract

Leasing Blogs

Factors To Consider When Choosing Your Vehicle

Best seven-seater cars to lease 2021

Saloon Cars: Audi A4 vs BMW 3 Series vs Jaguar XE

Best City Cars to Lease 2021