Special Offers In Stock Deals Electric Car Deals Hybrid Car Deals Finance Applications

Other Finance Methods

New Enquiries: 0161 667 5338 Existing Customers: 0161 762 5680 Request A Call Back

Personal Car Leasing & Personal Contract Hire

Personal car leasing is becoming increasingly popular in the UK with more and more people choosing a personal car lease deal over buying a vehicle.

As the name suggests Personal Contract Hire (also known as personal car leasing) is simply contract hire but for individuals. Personal Contract Hire (PCH) is based on a fixed term contract where individuals pay an agreed monthly charge for the use of a vehicle for a previously agreed period. A personal car leasing contract usually consists of an initial payment (or initial rental) which is payable at the start of your contract, followed by subsequent monthly payments over the agreed lease period.

Search Vehicles

Search All Vehicles

Search Vehicles

Search All Vehicles

Personal Car Leasing

Take a look at some of our latest Personal Car Leasing deals below, or contact our leasing specialists on 0161 667 5338.

Special Offer

In Stock

View Deal

Fiat 500 Hatchback

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

Personal

£167.04 per month inc VAT

Initial rental: £1,503.36 inc VAT

Business

£139.20 per month exc VAT

Initial rental: £1,252.80 exc VAT

48 month term, 5000 miles

View Deal

Audi A3 Diesel Sportback

35 TDI S Line 5dr S Tronic

Personal

£467.33 per month inc VAT

Initial rental: £4,205.95 inc VAT

Business

£389.44 per month exc VAT

Initial rental: £3,504.96 exc VAT

24 month term, 5000 miles

Special Offer

In Stock

View Deal

Volkswagen T-cross Estate

1.0 TSI 110 Black Edition 5dr DSG

Personal

£248.72 per month inc VAT

Initial rental: £2,238.52 inc VAT

Business

£207.27 per month exc VAT

Initial rental: £1,865.43 exc VAT

24 month term, 5000 miles

View Deal

Peugeot 208 Hatchback

1.2 PureTech 100 GT 5dr

Personal

£205.50 per month inc VAT

Initial rental: £1,849.50 inc VAT

Business

£171.25 per month exc VAT

Initial rental: £1,541.25 exc VAT

48 month term, 5000 miles

Special Offer

Mar Delivery*

View Deal

Kia Pro Ceed Shooting Brake

1.5T GDi ISG GT-Line 5dr

Personal

£201.52 per month inc VAT

Initial rental: £1,813.64 inc VAT

Business

£167.93 per month exc VAT

Initial rental: £1,511.37 exc VAT

24 month term, 5000 miles

Special Offer

In Stock

View Deal

Skoda Karoq Estate

1.5 TSI Sportline 5dr DSG

Personal

£315.73 per month inc VAT

Initial rental: £2,841.59 inc VAT

Business

£263.11 per month exc VAT

Initial rental: £2,367.99 exc VAT

48 month term, 5000 miles

View Deal

Volkswagen Polo Hatchback

1.0 Life 5dr

Personal

£250.02 per month inc VAT

Initial rental: £2,250.18 inc VAT

Business

£208.35 per month exc VAT

Initial rental: £1,875.15 exc VAT

24 month term, 5000 miles

Special Offer

In Stock

View Deal

Kia Xceed Hatchback

1.5T GDi ISG 2 5dr

Personal

£216.01 per month inc VAT

Initial rental: £1,944.11 inc VAT

Business

£180.01 per month exc VAT

Initial rental: £1,620.09 exc VAT

48 month term, 5000 miles

View Deal

Seat Ibiza Hatchback

1.0 TSI 110 Xcellence 5dr

Personal

£265.90 per month inc VAT

Initial rental: £2,393.06 inc VAT

Business

£221.58 per month exc VAT

Initial rental: £1,994.22 exc VAT

24 month term, 5000 miles

Special Offer

View Deal

Audi A1 Sportback

30 TFSI 110 S Line 5dr

Personal

£281.58 per month inc VAT

Initial rental: £2,534.22 inc VAT

Business

£234.65 per month exc VAT

Initial rental: £2,111.85 exc VAT

24 month term, 5000 miles

View Deal

MG Motor UK Mg3 Hatchback

1.5 VTi-TECH Excite 5dr

Personal

£203.57 per month inc VAT

Initial rental: £1,832.11 inc VAT

Business

£169.64 per month exc VAT

Initial rental: £1,526.76 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

View Deal

Mazda Cx-5 Estate

2.0 e-Skyactiv G MHEV Centre-Line 5dr Auto

Personal

£332.45 per month inc VAT

Initial rental: £2,992.03 inc VAT

Business

£277.04 per month exc VAT

Initial rental: £2,493.36 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

View Deal

Vauxhall Corsa Hatchback

1.2 GS 5dr

Personal

£194.52 per month inc VAT

Initial rental: £1,750.68 inc VAT

Business

£162.10 per month exc VAT

Initial rental: £1,458.90 exc VAT

48 month term, 5000 miles

View Deal

Cupra Formentor Estate

1.5 TSI 150 V2 5dr DSG

Personal

£440.17 per month inc VAT

Initial rental: £3,961.55 inc VAT

Business

£366.81 per month exc VAT

Initial rental: £3,301.29 exc VAT

24 month term, 5000 miles

Special Offer

View Deal

Audi A3 Sportback

30 TFSI S Line 5dr

Personal

£349.15 per month inc VAT

Initial rental: £3,142.37 inc VAT

Business

£290.96 per month exc VAT

Initial rental: £2,618.64 exc VAT

24 month term, 5000 miles

View Deal

Seat Ateca Estate

1.5 TSI EVO SE Technology 5dr

Personal

£336.23 per month inc VAT

Initial rental: £3,026.05 inc VAT

Business

£280.19 per month exc VAT

Initial rental: £2,521.71 exc VAT

48 month term, 5000 miles

Special Offer

View Deal

Mini Hatchback

1.5 Cooper Classic Premium 3dr Auto

Personal

£308.26 per month inc VAT

Initial rental: £2,774.30 inc VAT

Business

£256.88 per month exc VAT

Initial rental: £2,311.92 exc VAT

48 month term, 5000 miles

View Deal

Audi A5 Sportback

35 TFSI Sport 5dr S Tronic

Personal

£644.68 per month inc VAT

Initial rental: £5,802.08 inc VAT

Business

£395.06 per month exc VAT

Initial rental: £3,555.54 exc VAT

24 month term, 5000 miles

Special Offer

In Stock

View Deal

Tesla Model 3 Saloon

Long Range RWD 4dr Auto

Personal

£465.96 per month inc VAT

Initial rental: £4,193.64 inc VAT

Business

£388.30 per month exc VAT

Initial rental: £3,494.70 exc VAT

48 month term, 5000 miles

Special Offer

Jan Delivery*

View Deal

Volkswagen T-roc Hatchback

1.5 TSI EVO R-Line 5dr DSG

Personal

£285.52 per month inc VAT

Initial rental: £2,569.64 inc VAT

Business

£237.93 per month exc VAT

Initial rental: £2,141.37 exc VAT

48 month term, 5000 miles

View Deal

Vauxhall Astra Hatchback

1.2 Turbo 130 GS Line 5dr

Personal

£243.05 per month inc VAT

Initial rental: £2,187.43 inc VAT

Business

£202.54 per month exc VAT

Initial rental: £1,822.86 exc VAT

36 month term, 5000 miles

Special Offer

View Deal

Volkswagen Taigo Hatchback

1.0 TSI Life 5dr

Personal

£251.62 per month inc VAT

Initial rental: £2,264.54 inc VAT

Business

£209.68 per month exc VAT

Initial rental: £1,887.12 exc VAT

24 month term, 5000 miles

Special Offer

May Delivery*

View Deal

Skoda Octavia Hatchback

1.5 TSI SE Technology 5dr

Personal

£200.95 per month inc VAT

Initial rental: £1,808.57 inc VAT

Business

£167.46 per month exc VAT

Initial rental: £1,507.14 exc VAT

24 month term, 5000 miles

Special Offer

View Deal

Land Rover Defender Estate

2.0 P300 SE 90 3dr Auto

Personal

£663.25 per month inc VAT

Initial rental: £5,969.27 inc VAT

Business

£552.71 per month exc VAT

Initial rental: £4,974.39 exc VAT

48 month term, 5000 miles

Special Offer

View Deal

Land Rover Range Rover Sport Diesel Estate

3.0 D300 SE 5dr Auto

Personal

£918.65 per month inc VAT

Initial rental: £8,267.83 inc VAT

Business

£765.54 per month exc VAT

Initial rental: £6,889.86 exc VAT

48 month term, 5000 miles

Special Offer

View Deal

Land Rover Range Rover Evoque Diesel Hatchback

2.0 D165 S 5dr Auto

Personal

£488.58 per month inc VAT

Initial rental: £4,397.22 inc VAT

Business

£407.15 per month exc VAT

Initial rental: £3,664.35 exc VAT

48 month term, 5000 miles

Special Offer

Mar Delivery*

View Deal

Seat Arona Hatchback

1.0 TSI SE Technology 5dr

Personal

£239.57 per month inc VAT

Initial rental: £2,156.11 inc VAT

Business

£199.64 per month exc VAT

Initial rental: £1,796.76 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

View Deal

Volkswagen Polo Hatchback

2.0 TSI GTI 5dr DSG

Personal

£271.16 per month inc VAT

Initial rental: £2,440.48 inc VAT

Business

£225.97 per month exc VAT

Initial rental: £2,033.73 exc VAT

36 month term, 5000 miles

Special Offer

View Deal

Cupra Leon Hatchback

1.5 eTSI V1 5dr DSG

Personal

£320.29 per month inc VAT

Initial rental: £2,882.63 inc VAT

Business

£266.91 per month exc VAT

Initial rental: £2,402.19 exc VAT

48 month term, 5000 miles

View Deal

Volkswagen Golf Hatchback

1.5 eTSI 150 R-Line 5dr DSG

Personal

£272.46 per month inc VAT

Initial rental: £2,452.14 inc VAT

Business

£227.05 per month exc VAT

Initial rental: £2,043.45 exc VAT

24 month term, 5000 miles

View Deal

Seat Tarraco Estate

1.5 EcoTSI SE Technology 5dr DSG

Personal

£376.45 per month inc VAT

Initial rental: £3,388.07 inc VAT

Business

£313.71 per month exc VAT

Initial rental: £2,823.39 exc VAT

48 month term, 5000 miles

View Deal

Kia Sorento Diesel Station Wagon

2.2 CRDi Edition 5dr DCT

Personal

£568.44 per month inc VAT

Initial rental: £5,115.96 inc VAT

Business

£473.70 per month exc VAT

Initial rental: £4,263.30 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

View Deal

Skoda Karoq Estate

1.5 TSI Sportline 5dr DSG

Personal

£315.73 per month inc VAT

Initial rental: £2,841.59 inc VAT

Business

£263.11 per month exc VAT

Initial rental: £2,367.99 exc VAT

48 month term, 5000 miles

View Deal

Hyundai Kona Hatchback

1.0T Advance 5dr

Personal

£308.15 per month inc VAT

Initial rental: £2,773.33 inc VAT

Business

£256.79 per month exc VAT

Initial rental: £2,311.11 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

View Deal

Citroen C4 Hatchback

1.2 PureTech [130] C-Series Edition 5dr Auto

Personal

£251.33 per month inc VAT

Initial rental: £2,261.95 inc VAT

Business

£209.44 per month exc VAT

Initial rental: £1,884.96 exc VAT

48 month term, 5000 miles

Special Offer

In Stock

View Deal

MG Motor UK Mg4 Hatchback

150kW SE EV Long Range 64kWh 5dr Auto

Personal

£268.08 per month inc VAT

Initial rental: £2,412.72 inc VAT

Business

£223.40 per month exc VAT

Initial rental: £2,010.60 exc VAT

36 month term, 5000 miles

Special Offer

In Stock

View Deal

Tesla Model 3 Saloon

Long Range RWD 4dr Auto

Personal

£465.96 per month inc VAT

Initial rental: £4,193.64 inc VAT

Business

£388.30 per month exc VAT

Initial rental: £3,494.70 exc VAT

48 month term, 5000 miles

View More Personal Lease Deals

Why choose personal car lease?

Personal car leasing helps to control your monthly spend by offering a fixed monthly payment for the agreed term of the lease. As a reputable leasing broker, GB Vehicle Leasing offer bespoke and competitive quotes to suit your requirements. Similarly, you have the option to add a fixed monthly cost maintenance contract covering all the vehicle’s servicing, maintenance and MOT testing costs for the duration of the lease contract. This gives you peace of mind as there’s no unexpected maintenance costs.

With Personal Contract Hire (PCH), there’s no buying/disposal concerns as you simply return the vehicle at the end of the contract. This means you don’t need to worry about depreciation risk as the job of selling the car and picking up the tab for depreciation is the responsibility of the finance company.

Also, when you lease a car, you get a brand new vehicle. Not only are new vehicles much more reliable than used ones, but any issues will be covered by the manufacturer's warranty. Plus, new cars don't require an MOT until they are 3 years old. As all of the vehicles we source are brand new, by the time the MOT is due, you'll more than likely have handed it back to the finance company.

Need to sell your old vehicle? At GB Vehicle Leasing, we can make part-exchanging your old vehicle for a new personal lease vehicle simple and straightforward. We're one of the very few brokers that will accept a part exchange and we have access to the whole trader network in the UK.

Furthermore, our highly trained staff are dedicated to ensuring personal car leasing is as simple and straightforward as possible for our customers. Our After Sales team are always on hand should you have any questions during the time you have the vehicle.

Personal Car Leasing FAQs

See below for more information about personal car leasing (PCH) or contact our leasing experts on 0161 667 5338.

Leasing a personal vehicle is really simple and can be broken down into the following steps:

Browse through the personal lease deals on our website to find the best vehicle for you and submit an enquiry.
Once we receive your enquiry, one of our highly experienced leasing consultants will be in touch to discuss your specific requirements.
Based on the information you provide to us, the leasing consultant will run quotations using the funders at our disposal. You will be provided with a free quotation at the best possible price for the vehicle you desire.
If you’re happy with the quote provided, then you are required to complete a finance application form on our website. Once completed, we will send this form to the appropriate finance company for them to review.
Once the credit has been approved, our admin team will send you all the necessary documentation for your order. You’re then required to review and sign the Order and Terms and Conditions and return to us. The Order is then sent to the dealer to secure the vehicle. Our admin team will request any proofs of ID required by you and a finance contract will need to be signed.
Once any ‘Cooling Off Period’ has expired, on your agreed delivery date, your new vehicle will be delivered direct to you. You will be required to sign a ‘Vehicle Acceptance Note’ confirming the vehicle is as ordered and in the condition you expected.

Click here for more information.

There are many advantages to leasing a personal vehicle over buying:

Flexible initial payment
Fixed term contract
Fixed mileage contract
Fixed cost motoring
Flexible profiles to suit you
You only pay for the use of the vehicle
At the end of your contract simply hand the vehicle back
Option of including maintenance with the contract
No depreciation or disposal risk

If you are a limited company, partnership or limited liability partnership you may be eligible for a business lease. Business leases exclude VAT and offer a number of specific tax benefits related to companies.

A personal lease is simply a contract hire agreement but for individuals. Personal leases include VAT.

If you're unsure whether a personal or business lease is best for you, contact our experts on 0161 667 5338.

Yes. Unless otherwise stated, all of our vehicles are brand new and come with a full manufacturer's warranty.

However, for extra peace of mind a maintenance package is available on most of our lease deals for an additional fee. A maintenance package usually covers all servicing, tyres, brakes, battery and labour.

At the end of your personal car leasing agreement the car is returned to the leasing provider.

If you have exceed the agreed mileage allowance within your contract an excess mileage charge will be payable, typically worked out on a 'pence per mile' basis.

When you return your vehicle it will be assessed in accordance to the BVRLA Fair Wear and Tear guidelines. If there is any damage which falls outside of these guidelines then an end-of-lease penalty charge may apply.

Personal Car Leasing Guides

See below for some useful information about car leasing.

Whether you buy a car outright or opt for a lease car, there’s running costs to consider. With car leasing, it's not only the monthly payments you should consider as your car leasing costs. Therefore, we've decided to explain in detail the cost to lease a car, including potential expenses above your monthly payments which you need to budget for during the lease agreement.

Click here to read our full article.

Finding the ideal vehicle for you is exciting to say the least. However, it is also a big decision which you should take your time to make. Often a vehicle is one of the most valuable possessions you own so here are some of the main factors to consider when choosing a new vehicle.

The best city cars are small, affordable and offer low running costs. If you’re looking for a small car for nipping around town and driving in tighter spaces, then a city car lease might be ideal for you. Also, city cars often appeal to new drivers who simply want an affordable car which is cheaper to run and insure than larger cars. If this sounds like you then keep reading for our selection of the best city cars to lease.

Personal Car Leasing News & Reviews

Keep up to date with the latest news and car reviews from GB Vehicle Leasing by viewing our blogs below.

First launched in 2019, the Skoda Kamiq is now one of the greatest small SUVs on sale. Sized under the mid-sized Skoda Karoq, the Kamiq is Skoda’s smallest SUV model. Although, as more small SUVs get added to the market, the Skoda Kamiq has a number of tough rivals, So, what makes this stand out from other rivals in the leasing market? Read our Skoda Kamiq review to find out.

Over recent years, there has been a surge in demand for SUVs in the UK. With a wide range of SUVs to choose from, there’s a car to suit almost every budget. But if you’re unsure whether or not an SUV is the kind of car for you, then click here to find out.

Today, the popular Audi A1 is only available as a five-door hatchback, referred to by Audi as the Audi A1 Sportback. In this article, we’ve decided to review the Audi A1 Sportback and explain what makes this such an attractive option for many drivers.

Do you often travel with big loads of luggage or use your car for the weekly family shop? Whatever your reason, boot space is valuable in cars.

In this article, we’ve picked a selection of the best cars with big boots to meet your requirements.

Search Our Latest Deals

Search Our Latest Deals

Personal Car Leasing & Personal Contract Hire

Search Our Latest Personal Lease Deals

Personal Car Leasing

Fiat 500 Hatchback

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

Audi A3 Diesel Sportback

35 TDI S Line 5dr S Tronic

Volkswagen T-cross Estate

1.0 TSI 110 Black Edition 5dr DSG

Peugeot 208 Hatchback

1.2 PureTech 100 GT 5dr

Kia Pro Ceed Shooting Brake

1.5T GDi ISG GT-Line 5dr

Skoda Karoq Estate

1.5 TSI Sportline 5dr DSG

Volkswagen Polo Hatchback

1.0 Life 5dr

Kia Xceed Hatchback

1.5T GDi ISG 2 5dr

Seat Ibiza Hatchback

1.0 TSI 110 Xcellence 5dr

Audi A1 Sportback

30 TFSI 110 S Line 5dr

MG Motor UK Mg3 Hatchback

1.5 VTi-TECH Excite 5dr

Mazda Cx-5 Estate

2.0 e-Skyactiv G MHEV Centre-Line 5dr Auto

Vauxhall Corsa Hatchback

1.2 GS 5dr

Cupra Formentor Estate

1.5 TSI 150 V2 5dr DSG

Audi A3 Sportback

30 TFSI S Line 5dr

Seat Ateca Estate

1.5 TSI EVO SE Technology 5dr

Mini Hatchback

1.5 Cooper Classic Premium 3dr Auto

Audi A5 Sportback

35 TFSI Sport 5dr S Tronic

Tesla Model 3 Saloon

Long Range RWD 4dr Auto

Volkswagen T-roc Hatchback

1.5 TSI EVO R-Line 5dr DSG

Vauxhall Astra Hatchback

1.2 Turbo 130 GS Line 5dr

Volkswagen Taigo Hatchback

1.0 TSI Life 5dr

Skoda Octavia Hatchback

1.5 TSI SE Technology 5dr

Land Rover Defender Estate

2.0 P300 SE 90 3dr Auto

Land Rover Range Rover Sport Diesel Estate

3.0 D300 SE 5dr Auto

Land Rover Range Rover Evoque Diesel Hatchback

2.0 D165 S 5dr Auto

Seat Arona Hatchback

1.0 TSI SE Technology 5dr

Volkswagen Polo Hatchback

2.0 TSI GTI 5dr DSG

Cupra Leon Hatchback

1.5 eTSI V1 5dr DSG

Volkswagen Golf Hatchback

1.5 eTSI 150 R-Line 5dr DSG

Seat Tarraco Estate

1.5 EcoTSI SE Technology 5dr DSG

Kia Sorento Diesel Station Wagon

2.2 CRDi Edition 5dr DCT

Skoda Karoq Estate

1.5 TSI Sportline 5dr DSG

Hyundai Kona Hatchback

1.0T Advance 5dr

Citroen C4 Hatchback

1.2 PureTech [130] C-Series Edition 5dr Auto

MG Motor UK Mg4 Hatchback

150kW SE EV Long Range 64kWh 5dr Auto

Tesla Model 3 Saloon

Long Range RWD 4dr Auto

Why choose personal car lease?