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Personal Car Leasing & Personal Contract Hire

As the name suggests Personal Contract Hire (also known as personal car leasing) is simply contract hire but for individuals. Personal Contract Hire (PCH) is based on a fixed term contract where individuals pay an agreed monthly charge for the use of a vehicle for a previously agreed period. A personal car leasing contract usually consists of an initial payment (or initial rental) which is payable at the start of your contract, followed by subsequent monthly payments over the agreed lease period.

Take a look at some of our latest Personal Car Leasing deals below, or contact our leasing specialists on 0161 762 5680

Special Offer

In Stock

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Seat Ibiza Hatchback

1.0 Se Technology [ez] 5dr

Personal

£144.24 per month inc VAT

Initial rental: £1,298.16 inc VAT

Business

£120.20 per month exc VAT

Initial rental: £1,081.80 exc VAT

48 months, 8000 miles

Special Offer

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Mercedes-Benz A Class Hatchback

A180 Se 5dr

Personal

£204.43 per month inc VAT

Initial rental: £1,839.89 inc VAT

Business

£170.36 per month exc VAT

Initial rental: £1,533.24 exc VAT

48 months, 8000 miles

Special Offer

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Audi A1 Sportback

30 Tfsi Sport 5dr

Personal

£215.78 per month inc VAT

Initial rental: £1,942.06 inc VAT

Business

£179.82 per month exc VAT

Initial rental: £1,618.38 exc VAT

48 months, 8000 miles

Special Offer

In Stock

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Skoda Karoq Diesel Estate

2.0 Tdi Sport Line 5dr

Personal

£238.16 per month inc VAT

Initial rental: £2,143.48 inc VAT

Business

£198.47 per month exc VAT

Initial rental: £1,786.23 exc VAT

24 months, 8000 miles

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Volkswagen Golf Hatchback

2.0 Tsi 245 Gti Performance 3dr

Personal

Call For Price

Business

Call For Price

24 months, 5000 miles

Special Offer

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Audi Tt Coupe

40 Tfsi S Line 2dr S Tronic

Personal

£275.98 per month inc VAT

Initial rental: £2,483.78 inc VAT

Business

£229.98 per month exc VAT

Initial rental: £2,069.82 exc VAT

48 months, 8000 miles

Special Offer

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BMW 3 Series Saloon

320i Se 4dr Step Auto

Personal

£327.29 per month inc VAT

Initial rental: £2,945.59 inc VAT

Business

£272.74 per month exc VAT

Initial rental: £2,454.66 exc VAT

48 months, 5000 miles

Special Offer

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Land Rover Range Rover Velar Diesel Estate

2.0 D180 5dr Auto

Personal

£441.79 per month inc VAT

Initial rental: £3,976.13 inc VAT

Business

£368.16 per month exc VAT

Initial rental: £3,313.44 exc VAT

48 months, 8000 miles

View More Personal Lease Deals

More Personal Car Leasing Info

See below for more information about personal car leasing (PCH) or contact our leasing experts on 0161 762 5680

Leasing a personal vehicle is really simple and can be broken down into the following steps:

Browse through the deals on our website to find the best car for you
Give us a call on 0161 762 5680 or confirm your quote online
We'll either contact you via phone or send you an email confirming your quote. Once you are happy to proceed, simply complete the finance application
We’ll send you all the necessary paperwork which you will need to sign and send back
Once the documents have been signed off the next thing you need to do is wait and take delivery of your brand new car!

There are many advantages to leasing a personal vehicle over buying

Flexible initial payment
Fixed term contract
Fixed mileage contract
Fixed cost motoring
Flexible profiles to suit you
You only pay for the use of the vehicle
At the end of your contract simply hand the vehicle back
Option of including maintenance with the contract
No depreciation or disposal risk

If you are a limited company, partnership or limited liability partnership you may be eligible for a business lease. Business leases exclude VAT and offer a number of specific tax benefits related to companies.

Personal lease is simply a contract hire agreement but for individuals. Personal leases include VAT.

If you're unsure whether a personal or business lease is best for you, contact our experts on 0161 762 5680.

Yes. Unless otherwise stated, all of our vehicles are brand new and come with a full manufacturer's warranty.

However, for extra peace of mind a maintenance package is available on most of our lease deals for an additional fee. A maintenance package usually covers all servicing, tyres, brakes, battery and labour.

At the end of your personal car leasing agreement the car is returned to the leasing provider.

If you have exceed the agreed mileage allowance within your contract an excess mileage charge will be payable, typically worked out on a 'pence per mile' basis.

When you return your vehicle it will be assessed in accordance to the BVRLA Fair Wear and Tear guidelines. If there is any damage which falls outside of these guidelines then an end-of-lease penalty charge may apply.