Insurance Tips For Young Drivers
Passing your driving test can be a very exciting moment. However, the price of car insurance for young drivers can often be quite a shock and seem unrealistic. Can you relate to this? Well, here are some useful car insurance tips for you. Follow these tips and hopefully you'll be able to save yourself a good amount of money.
1.Pick the right car
When choosing your first car, you should also find out how much the insurance would be. You may be able to afford a flashy car but first consider if you could afford the expensive insurance prices too. Ideal cars could include the Toyota Aygo, Vauxhall Corsa or VW Polo. Also, remember, upgrades on cars may seem like a good idea to you but it won’t to insurers. Making modifications can really increase the price of your insurance and so if you want to save money then they are not recommended.
You may think that the first insurance policy you find is a great price, however it’s important to compare it to other insurers. You might be able to get a cheaper price elsewhere as some insurers are more keen to have young drivers than others. Also, have you considered a black box insurance policy? This uses a small black box in your car to monitor your driving. Safe driving is rewarded by the insurance company lowering your premium. This is especially good for young drivers who are finding it difficult to get cheap car insurance.
3.Remember cheapest isn’t everything
It’s important for drivers to remember that the cheapest premiums aren’t always the best. Therefore, whilst looking for cheap prices, you also need to ensure it is the best policy for you. Sometimes it’s worth paying a small amount more e.g. for a low excess if that’s what you require. Again, it's important to compare different quotes to see which one is best for you and meets your requirements before signing up for a policy.
4.Take the plus pass
The plus pass is aimed to help drivers improve their driving skills. This will cost a little extra for the lessons and plus pass qualification. Although it’s worth considering as some insurers offer discounts to drivers who have completed the plus pass.
5.Think carefully about a higher excess
Excess is the amount you pay if you need to make an insurance claim for an accident. Often a higher excess can be good because you are likely to be offered a cheaper premium. However, you need to think carefully about if you could afford a higher excess in the event of an accident.
Is it time you shopped around for a cheaper insurance policy? If you compare insurers, you might just be able to find a cheap deal that suits you. Also if you haven’t already found the right car, why not click here to view our car lease deals. Alternatively, give us a call on 0161 667 5338 and one of our leasing consultants will be happy to discuss your options in terms of car leasing. At GB Vehicle Leasing, customer satisfaction is at the core of everything we do and our ‘excellent’ 5 star rating on Trustpilot goes to show how well we will treat you.